Hotel & Lodging Executives and Allied Professionals

Rick Patterson is a VIP member of the Central Florida Hotel & Lodging Asscociation.

Through the benefit of the Pension Protection Act and as an Accredited Investment Fiduciary, Rick is able to actively manage the retirement plan portfolios of participants in 401-K plans.

The investment assets remain with the employer sponsored plan supplier, but through technology, Rick can perform the duties of an investment advisor such as determing risk tolerance, proper asset allocation and determining the appropriate funds from the accounts available from the plan sponsor.

This investment service incurs no commissions or trading cost.

Mr. Patterson's compensation is a quarterly fee, typically .25% (one quarter of one percent) per quarter based on the account value.  Lower fees are available for accounts with a substantial balance of $1,000,000 or more.

As a highly mobile group within their industry, Rick can assist with IRA Rollover accounts as well so that "idle" retirement plan assets at prior employers can also be actively managed.